down payments

Anyone found accepting down payments or holding payments for homes without the five permits required will face sanctions .

任何人在没有拿到规定的五种许可的情况下接受购房定金或保留付款的，一经发现便会面临处罚。

Japanese and South Korean shipyards demanded 20 percent down payments for orders , plus a guarantee from an international bank to pay the rest of the cost if the buyer defaulted .

日本和韩国造船厂要求买家为订单支付20%的定金，另外还要有一家国际银行为其担保，如果买家违约，将由银行负责支付剩余款项。

Lenders want bigger down payments to protect against the falling value of collateral .

贷款方希望购房者首付更多好抵御抵押价值下降。

Low down payments and ARMs gave homeowners enormous financial leverage to pay high home prices .

低首付和浮动利率抵押贷款使得房屋购买者有众多金融杠杆机制来支付巨额房款。

We will issue receipts to acknowledge down payments and all payments .

所有的付款，校方将签发收据给学生。

And while banks are willing to accept smaller down payments by their borrowers , interest rates remain relatively high .

尽管银行愿意接受较低的首付款比例，但它们设定的房贷利率依然相对较高。

Such loans often are used for weddings , car purchases , small businesses and down payments on apartments .

这类贷款常用于婚礼、购车、小企业以及房贷的首付等。

China will also raise down payments and mortgage rates on second-home sales in cities where prices had risen too fast .

在房价增长过快的一些城市，中国还将提高销售二套房的首付比例和按揭贷款利率。

The government raised down payments for second home purchases and loan interest rates , according to a report from Guangzhou Daily Tuesday .

政府提高了对第二次购房贷款利率的支付，根据广州日报周二的报告。

But the country has more stringent mortgage restrictions , such as recourse loans for individuals and high down payments .

但中国执行的是非常严格的抵押贷款制度，例如个人无追索权贷款和高首付比例等。

Some banks restrict the use of funds to down payments on a house as a way to bring in business to their mortgage arms .

一些银行将这笔资金的使用限定在缴纳房子的首付款上，从而为旗下的抵押贷款分支机构带来业务。

Last last month , the Beijing government moved to support the real estate market with measures including allowing second home buyers to make lower down payments .

上个月，为支持房地产市场的发展，中国政府转而采取了允许降低二套房首付比例等措施。

Strict regulations since 2009 , including mandatory 30 per cent down payments for first-time buyers , limit opportunities for irresponsible borrowing .

2009年以来的严格监管，包括首次购房者的首付必须到达到总房款的30%，限制了不负责任的借贷的机会。

They included higher minimum down payments and sales taxes levied on transactions , or stamp duties , of up to 8.5 % .

这些措施包括提高首付门槛、将印花税税率上调至最高8.5%。

Dodge and Hyundai have launched crowdfunding programs geared to help buyers round up contributions from friends and family toward down payments .

比如道奇（Dodge）和现代汽车（Hyundai）就推出了“众筹”项目，旨在帮购车人从亲戚朋友那里筹集资金来支付首付。

They 've mandated minimum down payments of50 % on second homes and are considering property taxes to rein in speculative purchases .

他们已经强制执行降低二手房支付的50%，并考虑物业税，以遏制投机性购买。

Many of the underlying mortgages were highly risky , involving little or no down payments and initial rates so low they could never amortize the loan .

有很多的按揭贷款本身就是岌岌可危的，首付很低甚至没有首付，分期偿付的额度低到永远也还不完的程度。

Reports of last-minute discounts , free renovation , free cars and " cost sharing " for down payments abound , suggesting even bigger concessions to come .

从最后一分钟打折，赠送免费装修、免费汽车以及对首付款的大量“成本分摊”等措施来看，还会有更大的降价到来。

Those measures , including higher down payments and lending rates , purchase limits and a promise to increase housing supplies , have achieved some initial results in discouraging speculation .

措施包括提高首付及贷款利率，购买限制及承诺增加房产供应，已经在阻止投机中取得了一些初步成效。

The gains came after a central government announcement to revise housing sector policies to lower down payments for second homes and loosen a capital gains tax period for apartment sales .

不久前，中央政府宣布修改楼市规定，降低二套房首付款，放宽对外销售房屋营业税。

But paternalists may require minimum down payments or the abolition of teaser interest rates and other devices that encouraged ordinary people to borrow more than they could afford .

但家长主义者可能会要求设定最低首付或者废除诱惑性低利率（teaserinterestrates），以及其它鼓励普通老百姓借入超过其承受能力的贷款的工具。

Analysts said the government could deploy other tools as well , such as mortgage rates , lifting down payments on second homes and slapping on a property tax to cool the sector .

分析家说，政府可以部署工具以及其他，如住房抵押贷款利率，取消第二套住房的贷款和打击物业税已冷却市场部门。

Besides , according to relevant regulations , individual mortgage loans can only be released with the proof of buying house , and we should practice a mobile management on the rate of down payments .

此外，按照有关规定，个人按揭贷款的发放应以“房”作为认定标准，对首付款比例实行动态管理。

And the banks shall report the administration of foreign exchange about those exceeding us $ 50000 of purchase and payment in foreign exchange for down payments or subordinating expenditures for archival purposes in time .

超过5万美元的定金或贸易从属费用购付汇，银行应及时报外汇管理局备案。

Efforts to avert foreclosures are being complicated by the large number of subprime borrowers who took out second mortgages so they could afford the down payments on their homes , industry executives say .

业内高管表示，很多次级抵押贷款的借款人申请了第二按揭，以便能够支付他们住房的首付款，这使得避免止赎的努力更加复杂。

The company is also working with telecommunications operators to make it possible for consumers to buy AMOS-based smartphones without paying deposits or down payments , depending on creditworthiness based on their activities on its e-commerce sites .

该公司还与电信运营商展开合作，争取让用户无需预存话费或支付首付款就能得到基于阿里巴巴操作系统的智能手机。用户能否享受这项政策将主要取决于他们在阿里巴巴旗下电子商务网站的信誉。

Poly is offering zero down payments , zero monthly payments and zero interest rates , allowing homebuyers to defer making the minimum 30 % down payment to next year , according to the posters .

海报上称，保利提供零首付、零月供、零利率优惠，允许购房者将最低30%的首付推迟到明年支付。

On March 30 , the People 's Bank of China , the China Banking Regulatory Commission and the Ministry of Housing and Urban-Rural Development said buyers of a second home will pay down payments of 40 percent of a home 's price .

3月30日，中国人民银行，银监会以及住房和城乡建设部称，二套房贷最低首付比例降至四成。

In 2007 and again this year , measures were introduced to make speculative house-buying less attractive – this year the policies have included higher down payments for mortgages on second and third homes and increasing the mortgage rates for second homes .

2007年和今年，中国出台了相关措施，以降低投机性购房的吸引力。今年的措施包括提高第二套及以上住房的房贷首付款，以及提高第二套房的按揭利率。

Unhelpful on that score was the recent announcement that Fannie Mae and Freddie Mac would be charging higher fees at the start of 2014 to guarantee mortgages of borrowers with lower credit scores and an inability to put up the full 20 % down payments on home purchases .

而房利美（FannieMae）和房地美（FreddieMac）近期推行的举措也是一项不利因素，两家机构宣布，从2014年年初开始，将对信用分数较低，无力全额支付20%购房首付款的借款者收取更高的抵押贷款担保费用。